/* ============================================================
   MONEY GUIDE — page-specific styles (reuse crmaps tokens)
   ============================================================ */
.mg-wrap{ max-width: var(--container); margin: 0 auto; }

/* hero — 1800px content, image right, rates below */
.mg-hero{
  min-height: auto;
  padding: 150px 0 60px;
  display: block;
}
.mg-hero .hero__copy{ max-width: none; }
.mg-hero__inner{
  max-width: 1800px;
  margin: 0 auto;
  padding: 0 clamp(28px, 5vw, 80px);
}
.mg-hero__top{
  display: grid;
  grid-template-columns: minmax(0,1fr) minmax(0,1fr);
  gap: 56px;
  align-items: center;
}
.mg-hero__lede{ max-width: 50ch; }
.mg-hero__note{
  font: 400 14px/1.5 'Roboto';
  color: rgba(255,255,255,0.78);
  max-width: 52ch;
  margin: 22px 0 30px;
  text-shadow: 0 2px 12px rgba(0,0,0,0.2);
}
.mg-hero__cta{ width: 100%; margin-bottom: 28px; }
.mg-hero__cta .btn{ flex: 1; min-width: 140px; justify-content: center; text-align: center; }
.mg-hero__img-wrap{
  position: relative; z-index: 3;
  display: grid; place-items: center;
}
.mg-hero__img{
  width: 100%; height: auto;
  max-height: 84vh;
  object-fit: contain;
  border-radius: 0;
  filter: drop-shadow(0 28px 46px rgba(0,0,0,0.38));
  animation: mg-float 6s ease-in-out infinite;
}
@keyframes mg-float{
  0%,100%{ transform: translateY(0); }
  50%{ transform: translateY(-12px); }
}

/* exchange rate cards — 2×2 inside the left hero column */
.mg-hero__rates{
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
}
.mg-rate-card{
  background: rgba(255,255,255,0.96);
  box-shadow: var(--shadow-lift);
  border-radius: 16px;
  padding: 20px 22px;
  color: var(--ink);
  text-align: center;
  position: relative; z-index: 3;
}
.mg-rate-card b{
  display: block;
  font: 700 12px/1 'Roboto';
  letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--fg-3);
  margin-bottom: 10px;
}
.mg-rate-card span{
  display: block;
  font: 800 clamp(20px,2vw,32px)/1 'Roboto Condensed';
  letter-spacing: -0.01em;
  color: var(--cr-blue);
}
.mg-hero__updated{
  text-align: left;
  color: #fff;
  font-size: 15px;
  font-weight: 500;
  margin-top: 12px;
  position: relative; z-index: 3;
}

/* section helpers */
.mg-lead-block{ max-width: 56ch; }
.mg-grid-2{ display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.mg-grid-3{ display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; }
.mg-grid-4{ display: grid; grid-template-columns: repeat(4,1fr); gap: 16px; }

/* generic tool card */
.mg-card{
  background: var(--paper);
  border: 1px solid rgba(48,65,72,0.1);
  border-radius: var(--r);
  box-shadow: var(--shadow-card);
  padding: 28px;
}
.mg-card__title{
  font: 800 18px/1.2 'Roboto'; color: var(--ink); margin-bottom: 4px;
  display:flex; align-items:center; gap:10px;
}
.mg-card__title img{ width: 26px; height: 26px; }
.mg-card__sub{ font: 400 13px/1.5 'Roboto'; color: var(--fg-4); margin-bottom: 20px; }

/* form controls */
.mg-field{ display:flex; flex-direction:column; gap:8px; }
.mg-label{
  font: 700 11px/1 'Roboto'; letter-spacing:0.08em; text-transform:uppercase; color: var(--fg-3);
}
.mg-input, .mg-select{
  font: 700 18px/1 'Roboto'; color: var(--ink);
  padding: 16px 16px; min-height: 56px;
  border: 1.5px solid rgba(48,65,72,0.2);
  border-radius: 12px; background: #fff;
  transition: border-color var(--t-fast), box-shadow var(--t-fast);
  width: 100%;
}
.mg-select{
  appearance: none; -webkit-appearance:none; cursor:pointer;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='20' height='20' viewBox='0 0 24 24' fill='none' stroke='%233e5158' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 14px center;
  padding-right: 44px;
}
.mg-input:focus, .mg-select:focus{
  outline: none; border-color: var(--cr-orange);
  box-shadow: 0 0 0 4px rgba(249,115,22,0.14);
}

/* converter layout */
.mg-conv{ display:grid; grid-template-columns: minmax(0,1.15fr) minmax(0,0.85fr); gap: 28px; align-items: stretch; }
.mg-conv__controls{ display:grid; gap: 16px; }
.mg-conv__row{ display:grid; grid-template-columns: 1fr 130px; gap: 14px; }
.mg-swap{
  display:flex; align-items:center; justify-content:center; gap:12px;
  margin: 2px 0;
}
.mg-swap__line{ flex:1; height:1px; background: rgba(48,65,72,0.12); }
.mg-swap-btn{
  width: 46px; height: 46px; border-radius: 50%;
  background: var(--cr-blue); color:#fff;
  display:grid; place-items:center;
  box-shadow: 0 6px 16px rgba(0,97,180,0.3);
  transition: background var(--t-fast), transform var(--t-fast);
}
.mg-swap-btn:hover{ background: var(--cr-blue-deep); transform: rotate(180deg); }
.mg-swap-btn svg{ width: 22px; height: 22px; }

.mg-result{
  background: linear-gradient(165deg, #084b88 0%, #0061b4 55%, #023a6a 100%);
  border-radius: 16px; padding: 28px 26px;
  color:#fff; display:flex; flex-direction:column; justify-content:center;
  position: relative; overflow:hidden;
}
.mg-result::before{
  content:""; position:absolute; inset:0;
  background-image: radial-gradient(circle, rgba(255,255,255,.07) 1px, transparent 1.5px);
  background-size: 22px 22px; pointer-events:none;
}
.mg-result__label{
  font: 700 11px/1 'Roboto'; letter-spacing:0.14em; text-transform:uppercase;
  color: rgba(255,255,255,0.72); margin-bottom: 12px; position:relative;
}
.mg-result__value{
  font: 800 clamp(38px,5vw,58px)/1 'Roboto Condensed'; letter-spacing:-0.02em;
  margin-bottom: 8px; position:relative; word-break: break-word;
}
.mg-result__from{
  font: 500 15px/1.3 'Roboto'; color: rgba(255,255,255,0.82); position:relative;
}
.mg-result__rate{
  margin-top: 16px; padding-top: 14px; position:relative;
  border-top: 1px solid rgba(255,255,255,0.18);
  font: 500 12px/1.4 'Roboto'; color: rgba(255,255,255,0.7);
}

.mg-disclaimer{
  display:flex; gap:12px; align-items:flex-start;
  margin-top: 22px; padding: 14px 16px;
  background: rgba(242,201,76,0.14);
  border: 1px solid rgba(242,201,76,0.4);
  border-radius: 12px;
  font: 400 13px/1.5 'Roboto'; color: var(--fg-2);
}
.mg-disclaimer svg{ width:20px; height:20px; flex-shrink:0; color: var(--cr-orange-deep); margin-top:1px; }
.mg-updated{ font: 500 12px/1 'Roboto'; color: var(--fg-5); margin-top: 14px; }
.mg-hero__updated{ color: #fff; font-size: 15px; font-weight: 500; }

/* quick reference cards */
.mg-quick{ margin-top: 28px; }
.mg-quick__title{
  font: 700 12px/1 'Roboto'; letter-spacing:0.1em; text-transform:uppercase;
  color: var(--fg-4); margin-bottom: 14px;
}
.mg-quick-grid{ display:grid; grid-template-columns: repeat(6,1fr); gap: 12px; }
.mg-quick-card{
  background: var(--paper); border:1px solid rgba(48,65,72,0.1);
  border-radius: 12px; padding: 16px 14px; text-align:center;
  box-shadow: var(--shadow-soft);
  transition: transform var(--t-fast), border-color var(--t-fast);
}
.mg-quick-card:hover{ transform: translateY(-3px); border-color: rgba(0,97,180,0.25); }
.mg-quick-card b{ display:block; font: 700 15px/1 'Roboto'; color: var(--fg-3); margin-bottom: 8px; }
.mg-quick-card span{ display:block; font: 800 20px/1 'Roboto Condensed'; color: var(--cr-blue); letter-spacing:-0.01em; }

/* prices table */
.mg-table{ width:100%; border-collapse: collapse; background:var(--paper); border-radius: var(--r); overflow:hidden; box-shadow: var(--shadow-card); border:1px solid rgba(48,65,72,0.1); }
.mg-table thead th{
  text-align:left; padding: 16px 24px;
  font: 800 11px/1 'Roboto'; letter-spacing:0.1em; text-transform:uppercase;
  color: var(--fg-3); background: var(--paper-2);
  border-bottom: 1px solid rgba(48,65,72,0.12);
}
.mg-table thead th:last-child, .mg-table tbody td:last-child{ text-align:right; }
.mg-table tbody td{
  padding: 16px 24px; border-bottom: 1px solid rgba(48,65,72,0.08);
  font: 500 15px/1.3 'Roboto'; color: var(--fg-2);
}
.mg-table tbody tr:last-child td{ border-bottom: 0; }
.mg-table tbody tr:hover{ background: rgba(0,97,180,0.03); }
.mg-table .mg-item{ display:flex; align-items:center; gap:12px; font-weight:700; color: var(--ink); }
.mg-table .mg-item span.dot{ width:10px; height:10px; border-radius:50%; flex-shrink:0; }
.mg-table td b{ font: 800 16px/1 'Roboto Condensed'; color: var(--cr-blue); letter-spacing:0.01em; white-space:nowrap; }
.mg-table td b small{ font: 500 13px/1 'Roboto'; color: var(--fg-5); margin-left: 8px; }

/* budget calculator */
.mg-budget{ display:grid; grid-template-columns: minmax(0,1fr) minmax(0,1fr); gap: 28px; }
.mg-stepper{ display:flex; align-items:center; gap:0; border:1.5px solid rgba(48,65,72,0.2); border-radius:12px; overflow:hidden; background:#fff; }
.mg-stepper button{
  width: 52px; height: 56px; font: 800 22px/1 'Roboto'; color: var(--cr-blue);
  background:#fff; transition: background var(--t-fast);
}
.mg-stepper button:hover{ background: rgba(0,97,180,0.08); }
.mg-stepper input{
  flex:1; text-align:center; border:0; border-left:1.5px solid rgba(48,65,72,0.14); border-right:1.5px solid rgba(48,65,72,0.14);
  font: 800 20px/1 'Roboto Condensed'; color: var(--ink); min-width:0; height:56px;
}
.mg-stepper input:focus{ outline:none; }
.mg-styles{ display:grid; grid-template-columns: repeat(2,1fr); gap: 10px; }
.mg-style{
  text-align:left; padding: 14px 16px; border:1.5px solid rgba(48,65,72,0.16);
  border-radius: 12px; background:#fff; cursor:pointer; transition: all var(--t-fast);
}
.mg-style strong{ display:block; font: 800 15px/1 'Roboto'; color: var(--ink); margin-bottom: 4px; }
.mg-style em{ display:block; font: 700 13px/1 'Roboto Condensed'; font-style:normal; color: var(--cr-blue); margin-bottom:6px; }
.mg-style span{ font: 400 12px/1.4 'Roboto'; color: var(--fg-4); }
.mg-style.is-on{ border-color: var(--cr-orange); background: #fff7f0; box-shadow: 0 0 0 3px rgba(249,115,22,0.12); }
.mg-style.is-on em{ color: var(--cr-orange-deep); }

.mg-budget__out{
  background: linear-gradient(165deg, #084b88 0%, #0061b4 55%, #023a6a 100%);
  border-radius: 16px; padding: 28px; color:#fff;
  display:flex; flex-direction:column; gap: 18px; position:relative; overflow:hidden;
}
.mg-budget__out::before{
  content:""; position:absolute; inset:0;
  background-image: radial-gradient(circle, rgba(255,255,255,.07) 1px, transparent 1.5px);
  background-size: 22px 22px; pointer-events:none;
}
.mg-out-row{ position:relative; }
.mg-out-row small{ display:block; font: 700 11px/1 'Roboto'; letter-spacing:0.12em; text-transform:uppercase; color: rgba(255,255,255,0.7); margin-bottom: 8px; }
.mg-out-row .mg-big{ font: 800 clamp(34px,4.5vw,50px)/1 'Roboto Condensed'; letter-spacing:-0.02em; }
.mg-out-row .mg-mid{ font: 800 26px/1 'Roboto Condensed'; letter-spacing:-0.01em; }
.mg-out-row .mg-crc{ font: 600 15px/1.3 'Roboto'; color: rgba(255,255,255,0.85); margin-top: 4px; }
.mg-out-divide{ height:1px; background: rgba(255,255,255,0.18); position:relative; }

/* two-column info (cash vs card) */
.mg-vs{ display:grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.mg-vs-card{ padding: 28px; border-radius: var(--r); border:1px solid rgba(48,65,72,0.1); background:var(--paper); box-shadow: var(--shadow-card); }
.mg-vs-card h4{ font: 800 20px/1.1 'Roboto Condensed'; letter-spacing:-0.01em; color: var(--ink); margin-bottom: 16px; display:flex; align-items:center; gap:12px; }
.mg-vs-card h4 .mg-tag{ font: 800 10px/1 'Roboto'; letter-spacing:0.1em; text-transform:uppercase; padding:5px 10px; border-radius:999px; }
.mg-tag--card{ background: rgba(0,97,180,0.12); color: var(--cr-blue); }
.mg-tag--cash{ background: rgba(0,136,62,0.12); color: var(--cr-green-deep); }
.mg-vs-list{ list-style:none; display:grid; gap:12px; }
.mg-vs-list li{ display:grid; grid-template-columns: 22px 1fr; gap:12px; font: 400 15px/1.5 'Roboto'; color: var(--fg-2); }
.mg-vs-list li svg{ width:20px; height:20px; margin-top:2px; }
.mg-vs-list--card li svg{ color: var(--cr-blue); }
.mg-vs-list--cash li svg{ color: var(--cr-green); }
.mg-takeaway{
  grid-column: 1 / -1; margin-top: 4px;
  display:flex; gap:14px; align-items:center;
  padding: 20px 24px; border-radius: var(--r);
  background: var(--cr-yellow); color: #4a3a00;
}
.mg-takeaway b{ font: 800 16px/1.4 'Roboto'; }
.mg-takeaway p{ font: 500 15px/1.5 'Roboto'; }

/* tipping */
.mg-tip{ display:grid; grid-template-columns: minmax(0,1fr) minmax(0,0.9fr); gap: 28px; }
.mg-chip-row{ display:flex; flex-wrap:wrap; gap:10px; }
.mg-chip{
  padding: 12px 20px; border-radius: 999px; border:1.5px solid rgba(48,65,72,0.18);
  background:#fff; font: 700 15px/1 'Roboto'; color: var(--fg-3); cursor:pointer;
  transition: all var(--t-fast); min-height:48px;
}
.mg-chip.is-on{ background: var(--cr-blue); border-color: var(--cr-blue); color:#fff; }
.mg-tip__out{
  background: var(--paper-2); border:1px solid rgba(48,65,72,0.1);
  border-radius: 16px; padding: 26px; display:flex; flex-direction:column; gap: 16px;
}
.mg-tip-line{ display:flex; justify-content:space-between; align-items:baseline; }
.mg-tip-line span{ font: 500 14px/1 'Roboto'; color: var(--fg-4); }
.mg-tip-line b{ font: 800 22px/1 'Roboto Condensed'; color: var(--ink); letter-spacing:-0.01em; }
.mg-tip-line.is-total{ padding-top: 16px; border-top: 1px solid rgba(48,65,72,0.12); }
.mg-tip-line.is-total b{ color: var(--cr-green-deep); font-size: 30px; }
.mg-tip-line.is-total span{ font-weight:700; color: var(--fg-2); }

/* advice / checklist cards */
.mg-advice-card{
  background: var(--paper); border:1px solid rgba(48,65,72,0.1);
  border-radius: var(--r); padding: 24px; box-shadow: var(--shadow-card);
  display:grid; grid-template-columns: 44px 1fr; gap: 16px; align-items:flex-start;
  transition: transform var(--t-med), border-color var(--t-med);
}
.mg-advice-card:hover{ transform: translateY(-3px); border-color: rgba(0,97,180,0.25); }
.mg-advice-card__ico{
  width:44px; height:44px; border-radius:12px;
  background: linear-gradient(135deg, var(--cr-blue), var(--cr-blue-bright));
  display:grid; place-items:center; color:#fff;
}
.mg-advice-card__ico svg{ width:22px; height:22px; }
.mg-advice-card h4{ font: 800 16px/1.25 'Roboto'; color: var(--ink); margin-bottom: 5px; }
.mg-advice-card p{ font: 400 14px/1.5 'Roboto'; color: var(--fg-4); }

.mg-mistakes{ list-style:none; display:grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.mg-mistake{
  display:grid; grid-template-columns: 26px 1fr; gap: 14px; align-items:flex-start;
  background: var(--paper); border:1px solid rgba(48,65,72,0.1);
  border-left: 4px solid var(--cr-orange);
  border-radius: 12px; padding: 18px 20px;
  font: 400 15px/1.5 'Roboto'; color: var(--fg-2);
}
.mg-mistake svg{ width:22px; height:22px; color: var(--cr-orange); margin-top:1px; }

/* cash carry */
.mg-carry-grid{ display:grid; grid-template-columns: repeat(3,1fr); gap: 18px; }
.mg-carry-card{
  background:var(--paper); border:1px solid rgba(48,65,72,0.1); border-radius: var(--r);
  padding: 26px; box-shadow: var(--shadow-card);
}
.mg-carry-card .mg-kick{ font: 700 11px/1 'Roboto'; letter-spacing:0.1em; text-transform:uppercase; color: var(--cr-blue); margin-bottom: 14px; }
.mg-carry-card .mg-amt{ font: 800 30px/1 'Roboto Condensed'; color: var(--ink); letter-spacing:-0.02em; margin-bottom: 6px; }
.mg-carry-card .mg-usd{ font: 500 13px/1 'Roboto'; color: var(--fg-5); margin-bottom: 14px; }
.mg-carry-card p{ font: 400 14px/1.5 'Roboto'; color: var(--fg-4); }

/* CRMaps integration band */
.mg-cta-band{ text-align:center; }
.mg-cta-buttons{ display:flex; flex-wrap:wrap; gap:14px; justify-content:center; margin-top: 34px; }

/* FAQ accordion */
.mg-faq{ max-width: 820px; margin: 0 auto; display:grid; gap: 12px; }
.mg-faq-item{ background: var(--paper); border:1px solid rgba(48,65,72,0.12); border-radius: var(--r); overflow:hidden; transition: border-color var(--t-fast), box-shadow var(--t-fast); }
.mg-faq-item[open]{ border-color: rgba(0,97,180,0.3); box-shadow: var(--shadow-card); }
.mg-faq-item summary{
  list-style:none; cursor:pointer;
  display:flex; align-items:center; justify-content:space-between; gap:16px;
  padding: 20px 24px;
  font: 800 17px/1.35 'Roboto'; color: var(--ink);
}
.mg-faq-item summary::-webkit-details-marker{ display:none; }
.mg-faq-item summary .mg-faq-ico{
  flex-shrink:0; width:30px; height:30px; border-radius:50%;
  background: rgba(0,97,180,0.1); color: var(--cr-blue);
  display:grid; place-items:center; transition: transform var(--t-med), background var(--t-fast);
}
.mg-faq-item[open] summary .mg-faq-ico{ transform: rotate(45deg); background: var(--cr-blue); color:#fff; }
.mg-faq-item summary .mg-faq-ico svg{ width:18px; height:18px; }
.mg-faq-answer{ padding: 0 24px 22px; font: 400 15px/1.6 'Roboto'; color: var(--fg-3); max-width: 64ch; }

/* big page disclaimer footer strip */
.mg-fineprint{
  max-width: var(--container); margin: 0 auto; padding: 0 var(--section-pad-x);
}
.mg-fineprint__inner{
  display:flex; gap:14px; align-items:flex-start;
  padding: 22px 24px; border-radius: var(--r);
  background: var(--bg-app); border:1px solid rgba(48,65,72,0.12);
  font: 400 13px/1.6 'Roboto'; color: var(--fg-4);
}
.mg-fineprint__inner svg{ width:22px; height:22px; flex-shrink:0; color: var(--fg-4); margin-top:1px; }
.mg-fineprint__inner b{ color: var(--fg-2); }

/* responsive */
@media (max-width: 1080px){
  .mg-hero__top{ grid-template-columns: 1fr; }
  .mg-hero__rates{ grid-template-columns: repeat(2,1fr); }
  .mg-conv{ grid-template-columns: 1fr; }
  .mg-budget{ grid-template-columns: 1fr; }
  .mg-tip{ grid-template-columns: 1fr; }
  .mg-quick-grid{ grid-template-columns: repeat(3,1fr); }
}
@media (max-width: 760px){
  .mg-hero{ padding-top: 120px; }
  .mg-hero__rates{ grid-template-columns: repeat(2,1fr); }
  .mg-grid-2, .mg-grid-3, .mg-grid-4, .mg-vs, .mg-carry-grid{ grid-template-columns: 1fr; }
  .mg-mistakes{ grid-template-columns: 1fr; }
  .mg-quick-grid{ grid-template-columns: repeat(2,1fr); }
  .mg-conv__row{ grid-template-columns: 1fr; }
  .mg-table thead{ display:none; }
  .mg-table, .mg-table tbody, .mg-table tr, .mg-table td{ display:block; width:100%; }
  .mg-table tbody tr{ border-bottom: 1px solid rgba(48,65,72,0.1); padding: 8px 0; }
  .mg-table tbody td{ border:0; padding: 6px 20px; }
  .mg-table tbody td:last-child{ text-align:left; }
}